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Private/Hard Money Loans

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Fast, asset-based funding without traditional credit barriers.

What are Private/Hard Money Loans?

Private and hard money loans are short-term financing options secured by real estate. Unlike traditional bank loans that focus heavily on credit scores and income verification, these loans are primarily based on the value of the property being purchased or used as collateral.

This asset-based approach allows for faster approvals and more flexible terms, making private/hard money loans ideal for investors who need to move quickly or who may not qualify for conventional financing.

Key Benefits

Close in as little as 7 days
Asset-based lending decisions
Flexible credit requirements
No income verification needed
Interest-only options available
Creative deal structures

Ideal For

Fix and flip projects
Bridge financing needs
Auction purchases
Time-sensitive deals
Credit-challenged borrowers
Unique property types

Quick Facts

Loan Amount

$50K - $5M+

LTV

Up to 75%

Closing Time

7-14 Days

Terms

6-24 Months

No hard credit pull required

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