Cash Out or Rate & Term Refi Mortgage Loans
Click Below To Apply Today
Lower your rate and payments with rate & term refinancing, or unlock your equity with cash-out refinancing.
Understanding Mortgage Refinancing
Refinancing replaces your current mortgage with a new loan. There are two primary types of refinancing, each serving different financial goals:
Rate & Term Refinance
Replace your current loan with a new one that has a different interest rate, loan term, or both. The loan amount stays roughly the same (only covering closing costs).
Perfect for:
- • Lowering your interest rate to reduce monthly payments
- • Switching from an adjustable-rate (ARM) to a fixed-rate mortgage
- • Shortening your loan term to build equity faster
- • Removing private mortgage insurance (PMI)
Cash-Out Refinance
Refinance for more than you currently owe and receive the difference in cash. This allows you to tap into your home's equity while potentially securing better loan terms.
Perfect for:
- • Home renovations and improvements
- • Funding new real estate investments
- • Consolidating high-interest debt
- • Major expenses like education or business ventures
For real estate investors, both refinancing options can be powerful strategies to optimize your portfolio, improve cash flow, and scale your investments.
Key Benefits
Property Types We Refinance
Quick Facts
Loan Amount
$75K - $5M+
LTV
Up to 80%
Closing Time
2-4 Weeks
Terms
Up to 30 Years
No hard credit pull required
